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Specialty Farm

Extra Farm

ABOUT US

At Prevail, we understand that for Australian farmers, the land isn't just a livelihood, it's a legacy. That's why our farm insurance product, built on the trusted foundations of Argis Insurance, offers comprehensive, tailored protection designed specifically for family-owned agricultural businesses.

With specialist expertise, we arrange coverage that reflects the real-world risks faced by farmers everyday - from property and machinery, to livestock, and liability.

Our farm insurance product is as grounded and dependable as the communities we serve - delivering flexible solutions with a human touch, direct broker access, and seamless processes that make insurance effortless.

Whether it's shielding against nature's extremes or safeguarding a legacy built over generations, Prevail stands beside farmers with the strength and clarity they need to continue thriving with confidence.

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Prevail Extra Farm insurance key offering for primary producers

The Prevail Extra Farm insurance product is designed to provide comprehensive cover to full time primary producers in Australia.

DOCUMENTS

Key features and benefits under each cover section*

  • Special provisions for total loss: additional 30% of the building sum insured paid in the event of a total loss from a catastrophe to cover increased costs to rebuild the dwelling as a result of the catastrophe event.
  • Loss of rent due to insured event: up to 20% of the sum insured for the dwelling.
  • Unoccupancy: cover limited after 120 days.
  • Household contents accidental damage: anywhere in the world.
  • Unspecified personal effects: automatic cover, limited to 25% of contents sum. insured for any one claim/$10,000 limit on any one item, pair or set.
  • Owners liability and Personal liability: $20,000,000.
  • Fire: Livestock – theft: up to $5,000 any one event/Up to $10,000 any one period of insurance.
  • Farm buildings future additions and new buildings up to $200,000. Alterations of existing insured buildings up to $50,000.
  • Farm contents firefighting costs: up to $20,000.
  • Farming interruption: up to $10,000.
  • Livestock and goods in transit: limit per animal $2,000, vet fees $1,000, removal of debris $5,000/$20,000 any one event.
  • Drones covered.
  • Occasional farm contracting: covered up to $100,000 or 20% of combined annual turnover (whichever is the lesser).
  • Property in physical or legal control: animals up to $100,000 ($10,000 per animal). Other property up to $250,000.
  • Roadside grazing: automatically included.
  • Agreed value: Optional on cars and utilities.
  • New vehicle replacement: cars, utes & trucks up to 7,500kg. Less than 3 years old. Up to 50,000km.
  • Windscreen extension: excess not applicable to first claim for accidental loss to only the windscreen, window glass, sun roof or the head lamps for cars (automatically included) and utilities up to 2 tonnes (Optional extension).
  • Legal liability death/bodily injury extension: $20 million.

* See further details by downloading the Extra Farm Insurance Product Overview brochure. For full details of cover, terms and conditions, please read the Prevail Extra Farm Insurance PDS.

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If the unexpected happens, we’re ready to support you every step of the way.

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OUR SERVICE PROMISE

What sets us apart

1

Quick Cover. Long-Term Confidence 24-hour turnaround on New Business quotes*.

*once all required underwriting information is received.

2

All New Business quotes reviewed within two business hours.

3

Certificates of Currency, delivered within 24 business hours.

4

We can turn around amended Renewal, Endorsement and Cancellation requests within 24 business hours.

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